CAREERS AT HML INVESTMENTS

Join The #1 Construction Financing Team Helping Builders Transform Neighborhoods

Build a career closing real deals for real builders – funding the homes, neighborhoods, and developments that shape the American skyline. Work alongside top performers in Miami, get paid for what you produce, and grow inside a company that’s just getting started.

How Often Do You Get to Help Build the American Dream Literally?

It might sound dramatic, but at HML Investments, that’s exactly what we do. Every loan we close puts shovels in the ground. Every builder we fund employs framers, electricians, plumbers, roofers, and laborers.

Every neighborhood our clients develop adds homes to a market that desperately needs them. We’re not just another mortgage shop pushing paper. We specialize in new construction, fix-and-flip, DSCR, and bridge financing for the entrepreneurs and home builders who are literally rebuilding America one project at a time.

Since launching, we’ve helped builders go from 3 homes a year to 50+ homes a year. We’ve funded developers in markets from Florida to California. And we’re just getting started. If you want to do work that actually matters—work you can drive past five years from now and point at—keep reading.

Why HML?

HERE’S WHAT YOU GET WHEN YOU JOIN THE TEAM.

Max Leverage

Uncapped Earnings

We don’t cap commissions, and we don’t tie your paycheck to a clock. The harder you work and the better you get, the more you make. Our compensation structure is built to reward producers — your earning potential is directly tied to your output, not a salary band.

Max Leverage

Work Alongside A-Players

You’ll be surrounded by closers who close large construction loans on a regular basis, processors who push deals to the finish line in under 17 business days, and operators who’ve built the systems behind one of the fastest-growing construction lenders in the country. You’ll be challenged. You’ll be sharpened. You’ll get better — fast.

Max Leverage

Real Career Advancement

We promote from within. Our current Sales Director started on the phones. Our top processors are running their own pods. We do regular performance reviews, run a President’s Club for top producers, and reward results with raises and recognition. If you produce, there’s no ceiling here.

Max Leverage

A High-Performance Sales Floor In The Heart of Miami

Our office sits in one of the most exciting business cities in the country. We’re not a “Zoom and chill” company — we believe in the energy of a real sales floor, where the gong rings when a deal closes, where reps push each other, and where the culture compounds because we’re physically in the room together.

Max Leverage

Industry-Leading Training

We invest in our people. New hires go through a structured onboarding program covering construction lending, sales methodology, and our internal systems. After that, you’ll get daily roleplay sessions, weekly call reviews, and 1:1 coaching from our Sales Director. We pour our own time and energy into developing every team member — not just as professionals, but as people. Your growth is our growth.

Renovation

Recognition That Means Something

Pinnacle Award. Rep of the Quarter. President’s Club tiers. We don’t just hand out plaques — we celebrate wins, post leaderboards, and build a culture where being the best is rewarded publicly and financially.

Velocity

Company Events & Team Culture

We work hard, but we also celebrate together. Team dinners. Quarterly off-sites. President’s Club trips for top producers. End-of-year company events. You’re not a number here — you’re part of a team that wins together.

Underwriting

A Real Mission

Every deal you close puts a roof over a family. Every builder you scale employs dozens of tradesmen. Every neighborhood your clients develop strengthens a community. If you want your work to matter beyond a commission check, this is the place.
THE MANDATE

Our Mission & Vision

MISSION

To simplify construction financing and help homebuilders and real estate investors scale, develop, and transform neighborhoods across America.

VISION

We are the #1 real estate financing company in the world for home builders and real estate investors.

What We Stand For

These five principles guide every hire, every decision, and every deal we close.

Personal Initiative

We hire people who don't wait to be told what to do. The best on our team see problems and solve them. They spot opportunities and chase them. They take ownership of outcomes without needing a manager to assign every task. If you need to be micromanaged, we're not the right fit.

Radical Transparency

We tell the truth — to each other, to our clients, and about our numbers. Sales scoreboards are public. Deal flow is visible. Mistakes get discussed openly so the team can learn. Transparency builds trust, trust builds teams, and teams build companies that last.

Positive Mental Attitude

This business is hard. Deals fall through. Clients ghost. Markets shift. The people who win here are the ones who stay solution-focused, resilient, and confident under pressure. PMA isn't naive optimism — it's the discipline of staying useful when things get tough.

High Teachability Index

The best people we've ever hired had two things in common: they were willing to learn, and they were willing to change. We measure teachability on two axes — your openness to new ideas, and your willingness to apply them. Ego kills careers here. Curiosity builds them.

Take 100% Responsibility

Everything that happens to you is your fault — and that's the most empowering belief you can hold. Once you take ownership, you take control. We don't tolerate excuses ("excusitis") on this team. If a deal dies, it's on you. If a process broke, it's on you. If a client is unhappy, it's on you. That mindset is what separates A-players from everyone else.

Don't Take Our Word For It

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Sebastian Sotillo profile picture
Sebastian Sotillo
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Very Happy with all the professional services provided. Owen and the Team help my company grow on the new construction world a lot, Luxury home and Rental portfolio, Thank you to everybody, Excellent Team. Recommended 100%.
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Kyle W profile picture
Kyle W
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HML, and specifically Ethan, has been great to work with. They understand real estate and construction, and their underwriting is more than fair. I can finally scale with a financial partner, instead of using my capital…
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Evan Howard profile picture
Evan Howard
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Owen and Whitney were awesome to work with and got things handled quickly and answered our questions quickly
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Arne Carter profile picture
Arne Carter
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Owen Youngren helped me with ground up construction loans and the process was amazing. Whitney was a great underwriter as well. This team is awesome. If you are a contractor who builds homes you should consider doing business here, they service nationwide.
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jose lopez profile picture
jose lopez
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Eric and Alex were very Professional efficient and really wanting to help. Did an amazing job with the speed of the loans and following up. Would definitely recommend them."
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Mauricio Vivanco profile picture
Mauricio Vivanco
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HML Investments, are an amazing team to work with. Their professionalism, patience, and attention has been excellent. Not to mention, The rates, the communication, the call backs, texting, the whole process has been excellent! And Of course, Cara Tolzman, has been amazing. Her skill methods are top-tier.... Mauricio Vivanco DLA Investments LLC
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Terry Haney profile picture
Terry Haney
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Super happy with these guys! Great communication and follow through on all levels! Will be back for more of my projects. Thank you Eric for you guidance and making it happen!
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Mitch Brown profile picture
Mitch Brown
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I highly recommend Ori and Team at HML Investments!! Looking forward to more business with this team in the future!!
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Charlotte Morrison profile picture
Charlotte Morrison
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Marc Rutenberg Homes worked on a construction loan with Eric from HML. Eric orchestrated everything so smoothly, he was on top of all the documents needed, made sure everything was received and forwarded to the correct people. He was a pleasure to work with and look forward to working with them in the future.

Open Positions

Salesperson

Close construction, fix-and-flip, DSCR, and bridge loans. High-volume environment with institutional leads and aggressive commission structures.

Loan Processor

Move deals from application to funding. Work directly with borrowers, title, insurance, to close loans inside our 17-business-day window. Detail-oriented, communicative, and process-driven operators thrive here.

Don’t see a role that fits but think you’d be an asset? Email careers@hmlinvestments.com with your résumé and a short note on what you’d bring to the team.

Ready to Build Something That Matters?

We’re looking for closers, operators, and builders. If that’s you, take the next step.