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Menu
  • About
    • About us
    • Our team
    • Contact Us
  • Our Loan Programs
    • Hard Money Loans
    • Commercial Bridge Loans
    • Fix & Flip Loans
    • Rental Loans
    • Multifamily Bridge Loans
    • New Ground Up Construction Loans
    • Conventional Loan
  • HML BLOG
  • FAQ
  • Recent Deals
  • 818-873-3231
GET STARTED
  • About
    • About us
    • Our team
    • Contact Us
  • Our Loan Programs
    • Hard Money Loans
    • Commercial Bridge Loans
    • Fix & Flip Loans
    • Rental Loans
    • Multifamily Bridge Loans
    • New Ground Up Construction Loans
    • Conventional Loan
  • HML BLOG
  • FAQ
  • Recent Deals
Menu
  • About
    • About us
    • Our team
    • Contact Us
  • Our Loan Programs
    • Hard Money Loans
    • Commercial Bridge Loans
    • Fix & Flip Loans
    • Rental Loans
    • Multifamily Bridge Loans
    • New Ground Up Construction Loans
    • Conventional Loan
  • HML BLOG
  • FAQ
  • Recent Deals

New Construction Loans

A streamlined way to build single-family and multifamily projects on shovel ready or entitled land.

A streamlined way to build single-family and multifamily projects on shovel ready or entitled land.

Your Financing Partner For All of Your Construction Projects

 New construction loans for experienced home builders on1-4 unit residential properties and multifamily properties up to 100 units with a max loan amount of $20,000,000. Request a term sheet below and get pre-approved within 24 hours.

REQUEST A TERM SHEET
new construction loan

Residential + Commercial Ground Up Construction Loans

Property Types:

Single Family Residential, 2-4 Units, Condominiums, Townhomes, Multifamily Up to 100 units, Residential Subdivisions

Rates Starting at:

10.99%

LTC:

Up to 85%

Min FICO:

630

Loan Amount:

$300,000 to $20,000,000

Term Length:

12 – 18 Months (No Prepayment Penalty)

Experienced Developers Only (3+ Projects on Track Record)

Draw Requests:

Funded in 2-3 Days

Amortization:

Interest-only on drawn funds

Closing Timeline:

7-14 Days

REQUEST A TERM SHEET

Steps To Close

Application day

Submit Application

We will review your application and give you a conditional loan pre-approval within 24-48 hours

Order Appraisal

Valuation

Once you accept the terms, we will order an  appraisal. 

Loan Approval

Loan Approval

Once we have your appraisal and due diligence items we submit to underwriting for review and we can close within 3-7 days after the loan approval. 

Application day

form icon

Submit Application

We will review your application and give you a conditional loan pre-approval within 24-48 hours

Order Appraisal

form icon

Appraisal

Once you accept the terms we will order an appraisal. 

Loan Approval

money icon

Loan Approval

Once we have your appraisal and due diligence items in we submit to underwriting and will take about 3 – 7 days to close after the loan is approved.

HML Investments

4.7

29 Google Reviews

shai gino
a month ago
I am a general contractor and I am working with Victoria for a long time! Victoria is always patient, polite and coming up with the best solutions to my clients. I want to recommend this company and Victoria. Thank you for all the time that you are investing in helping my clients !
Yamilka Torres
2 months ago
I was working with Jonny Crosthwaite, had a great experience, they were super fast, definitely will work with them again.
Colin Myers
2 months ago
CJ Berina went to great lengths to find a private lender who fit our expansion needs. He was professional and worked with a sense of urgency to ensure that we could close our acquisition.
Learn Farsi With Us
3 months ago
We worked with Jonny Crosthwaite and it was such a pleasure. He literally worked around the clock to make sure that this loan got approved!!! I couldn’t be happier. My investors were able to purchase an amazing property and everybody wins!!!!
Jake Ciulla
3 months ago
Working with Jonny was a real pleasure. He’s professional and always available. Doesn’t get better than that. Highly recommended!

Frequently Asked Questions

1. Do I need an appraisal?

Yes

2. Whats the minimum amount of experience required?

Borrower must have completed 3 similar sized ground up construction projects in the last 3 years. 

 

3. Can you finance soft costs?

Yes, we can finance soft costs such as site plans, architectural fees, permit fees, and other horizontal work. 

4. Is interest paid on the full loan amount or only on disbursed funds?

Interest is only paid on funds that are disbursed to the borrower. You don’t pay interest on funds not yet disbursed to you. 

5. How fast can I get my construction loan approved?

We can close construction loans in as little as 7-14 days. We are a team throughout the process and we work as fast as you work in getting us what we need to get the loan approved. 

6. Can you finance the land purchase?

Yes, we can fund up to 60% of the land purchase price if the land is permitted, and up to 50% of the purchase price if not permitted yet. 

 

 

Request a Term Sheet

One of our experts will go over your details to get you pre-approved within 24 hours!

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HML Investments is a top hard money lender firm in California with over 15 years of hard money lending experience. If you are a real estate investor or property owner we can provide you withasset-based lending for real estate project, we work with both commercial and residential projects. 

*HML investments, its officers, employees and representatives do not make or arrange loans for properties located within the State of Nevada

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  • Fix & Flip
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  • Fix & Flip
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About

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Contact Info

  • 15931 Chatsworth st. Granada Hills CA 91344
  • 818-873-3231
  • Info@HMLInvestments.com
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© COPYRIGHT – HML INVESTMENTS 2023